Will the insurance company waive my deductible because a driver turned in front of me and I slid on the ice and hit a tree

I was driving down the main street in my subdivision on Monday, January 28th, 2013. The schools are all closed due to a winter weather advisory due to freezing rain and snow.

A car pulls left in front of me so I have to apply my brakes on ice and skid into a tree.

The insurance company (Safeco) says I still have to pay my deductible because I hit an object not another car.

Answer to Will the insurance company waive my deductible because a driver turned in front of me and I slid on the ice and hit a tree?
:


Hello there,

We are not sure why there would be a “waiver” of the deductible. There is no such thing in most policies and very rare circumstances.

Maybe you mean that you have no comprehensive deductible, and you are trying to make the insurance company cover this under your comprehensive deductible?

If that is the case, then the insurance company’s answer makes sense. You are responsible for your collision deductible. They can go after the person who hit you. If they recover any money, you would receive a portion of your deductible back.

Good Luck,

Auto Accident Claims