Which insurance pays when an accident occurs and you're driving someone elses car.

by Cheryl
(Orlando, FL)

My son was driving his sisters car and backed into another vehicle. His sister said he was covered to drive her car. Who's insurance pays for the other vehicles damage, hers or mine?

Answer:

Insurance follows the car. This is the "standard" insurance companies use. Therefore, if the vehicle belongs to his sister, then her insurance will provide primary coverage.

Good Luck
http://www.auto-insurance-claim-advice.com/