When do insurance companies pay for the insurance on a rental

My vehicle was totaled by another person in MA, I live in NH and did not have auto insurance, I had to rent a car and pay for the insurance, is their insurance responsible to pay these charges?


Answer:


Hello,

You have an excellent question. Unfortunately, our answer will not help you.
It depends on state law. Some states, like Montana, require the at-fault party to provide for that coverage. Other states, like Washington, require no such payment (you have to pay for this coverage because you had to insurance your own car. Just like fuel, this is a expense you would have regardless of the accident - or so they argue).

Contact the MA department of insurance (Or insurance commissioner). Also contact a local lawyer for a better answer.


Good Luck,
Auto Insurance Claim Advice