What if I choose not to make repairs?

by J, Miller
(NY)

I own my car, no finance company involved, I hit a deer and the adjuster came and looked at my car and mailed me a check for the damages, I am choosing not to make the repairs and just drive it the way it is, do I need to return the check?

Answer:

Hello J,

Nope. The money is yours. You elect whatever you want with it. the only thing is that you cannot back and ask for more.

If the estimate that they paid out of is low, then you might want another shop to look at the car and make sure everything is accounted for.

If however, you feel this estimate is good or fair, then you can simply choose to drive your car like that and keep the money.

Good Luck,
Héctor