Uninsured motorist coverage for gun shot?

My daughter has uninsured motorist insurance. My daughter was driving her car on the highway. She was shot with a handgun by a passenger in her back seat. Can she make a claim on her car insurance?

Answer:

Well, that is an interesting question. I am sorry to hear about your daughter.

You need a lawyer to look at your policy and determine if coverage can be granted. This is probably not an uninsured motorist claim as this is an intentional act (if that is what indeed happened), however, the PIP coverage may have some coverage for medical bills (if she carried that coverage).

Again, the short answer is that there is a small possibility that some damages would be cover. An attorney must look at the facts and the policy to determine if there is something they could do.

Good Luck,
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