Tie rod broke caused a accident

(Easton PA)

On my way home last night my tie rod broke on my 2006 Toyota scion causing me to jump a curve resulting in damaging the car under neat and scratching the paint on my car will my full coverage insurance pay for it there was no cop I called a tow truck and had it towed.

Answer:

Hello,

Assuming you have collision coverage ( you stated you have full coverage).... the answer is most likely not.

"Mechanical Breakdown" is not covered under your policy. If your vehicle breaks down, then you are on your own. If the breakdown causes some extra damage, like the one you describe, there may be a possibility that the ensuing damage is covered. However, the tie rod will not.

If the damages are expensive enough, then it maybe worth your time dealing with the insurance company.

Good Luck
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