Third party total losses from fender bender

by Dave
(Wa)

A car sustains $1600 in damages estimated by repair shop.

Car is KBB valued at about that or less.

Can a third party payout for the damage be less than the estimate?

Or does the insured's insurance owe the total repair bill?

Answer:

Can a third party payout for the damage be less than the estimate?

Yes, it can. The vehicle is probably a total loss, and they will probably pay the actual cash value of the vehicle (not the KKB value).

Or does the insured's insurance owe the total repair bill?

Nope, again, if the car is a total loss, they have to pay that instead.


As always, it is very important that you talk with a local attorney!
Good Luck,
Auto Insurance Claim Advice