Single car impact with center divider due to tire blow out, is this my fault?

by Karyn

I hit the center divider after a tire blow out. The tires were in good condition (had been rotated about 1000 miles before.) No apparent road hazard, no police report, no citation and the insurance is having my car repaired.

I got a notice from my insurance claims person that they assessed 51% legal cause because "your vehicle made contact with the center divider".

Is this my fault? Will the assessment of 51% cause my insurance to go up?


Answer to Single car impact with center divider due to tire blow out, is this my fault?


Hello Karyn,

Typically one vehicle accident are considered 100% your fault. If you are 51% at fault, who is then 49% at fault? The barrier?

Ultimately, it is driver’s responsibility to keep the vehicle in good working condition (ensure that there are no issues with the wheels, breaks, etc). You cannot delegate this duty to someone else. It is the driver’s duty to maintain their lane of travel.

Will this increase your premium, yeah, probably; however, depending on your claim history and other factors, the increase may be very low.

Good luck
http://www.auto-insurance-claim-advice.com/