Rock falls off cement truck | Who pays?

by Michael
(Boston)

Driving down road cement truck in front of me rock fall off the truck.

I took the plate # down pulled over and found a fist size hole in my bummer ...]

what should I do?

who pays?

Answer:


Hello Michael,

It depends. You might have to pay for this. Not enough facts here. If the driver of the truck did not have a cover (like a tarp), then they might be liable. If they did, and or the rock came out of the tires or other location, this may be a "road hazard," meaning that we all assume the risk of having objects (like rocks in the windshield) damage our car.

Your comprehensive coverage could cover this. See more about that here: http://www.auto-insurance-claim-advice.com/Comprehensive-Coverage.html



Good Luck,
http://www.auto-insurance-claim-advice.com