No ticket issued, my Insurance calling wanting detail of minor fender bender that was 6 months ago.

I was in a company insured vehicle 6 months ago here in Michigan, and backed in to a parked car, the police were called a police report was issued (I have not seen police report yet) and no one was ticketed.

Now 6 months later the insurance company is calling wanting details of the accident, any advice?

We did not submit a claim to our insurance since I was not ticketed and there was minimal damage to the vehicle.

Answer to: No ticket issued, my Insurance calling wanting detail of minor fender bender that was 6 months ago.


Hello,

Well, you are probably being blame for the accident. The other vehicle likely has damage and wants it paid.

Simply because a police report was issued and there was no ticket, it does not mean you are not liable for damages you caused.

You should contact your insurance company as you may be liable.

Also, Michigan is a not at fault state, however, that provision does not apply to purely property damage.

It is always very important to talk to an attorney.


Good Luck,
Auto Insurance Claim Advice