How do you dertermine who pays for the accident if you dont know who was at fault?

by Meredith
(Riverside, CA)

other persons car

I and another woman were backing out of a parking space in a shopping mall and we both hit each others vehicle.

We both did not see each other and dont know who is at fault and how to go about filing a claim. What should I do and how is this determined?



Answer:


Hello Meredith,

Fault could be 50 - 50. Both drivers have a duty to look before they back out. Most likely they are both at fault. Please see our notes on how fault is determined here.

You should file a claim with your own insurance company, she will have to do the same. Both insurance companies will do an investigation and will try to settle the matter. If they cannot, then they will have to go to arbitration.

Good Luck,
Auto Insurance Claim Advice