Hit and run accident | Will my uninsured motorist coverage help me here?

by Carol
(Los Angeles California)

I have comprehensive auto insurance, and un insured motorists, was hit today by a head on, hit and run.

Will my uninsured motorist kick in for my car and medical bills?

Answer:


Hello Carol,

Most likely yes. Technically speaking, uninsured motorist coverage are two different coverages:

• Uninsured Motorist Bodily Injury and


• Uninsured Motorist Property Damage

You will need the property damage for the car and the bodily injury for your pain and suffering (your medical bills will get paid out of the PIP or Medical Payments coverage).

Usually, these coverages are sold together, so if you have the one, chances are that you have the other.

Good Luck,
Auto Insurance Claim Advice
Spokane Washington