Car accident with no one at fault

by Vicki

Red car (mine) and trailer of other vehicle showing. The position of the back of the trailer is the position the vehicle and trailer were traveling in when we hit.

I was the driver of a car. Just going round a bend there was a vehicle in the middle of the road, driving on both sides of white line. I slammed on my breaks and skidded that is how we collided.

It was the front aside of my car on drivers side and the other vehicles front drivers side wheel that was damaged. The other driver is not claiming liability and I really think he should be. Police have said let the insurance deal with it.

Am I entitled to a compensation claim if there is no liability?


Answer to Car accident with no one at fault

Hello Vicki,

Please see our section about fault here: http://www.auto-insurance-claim-advice.com/Fault-for-the-Accident.html

The short answer is, no. Liability is a requirement of compensation. The other party must be liable in some degree to be able to pay you back for your damages. It is not necessarily a fair assessment, but it is critical that show the other party liable to be able to compensate against them and/or their insurance company.

You can seek first party coverage against your own policy (if you have full coverage).

Unfortunately, there is no way that there is a situation where no one is at fault. Someone is liable (may even be the government or the person who design the road), the vehicle manufacture, or the drivers.

Good Luck,
Auto Accident Claims