Borrowed car denial?

by Sheri
(FT worth TX)

A friend borrowed our car and wrecked it now our insurance will not pay for it saying we signed a paper not letting anyone but us drive?

Can we do anything?


Answer:


Hello Sheri,

Is that true that you signed such document? The insurance company can limit the use of your vehicle by agreement. If you limited the coverage, then yes, they can. Did you signed that?

Do you remember that? Ask them to show you where the coverage was excluded.

Also, think about filing a claim against your friends insurance company. Even if he/she does not have a vehicle, then maybe his household/family has a policy that could cover you.

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