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Insurance Company Rankings
Find Out Which is the Best Auto Insurance Company
Are you looking for consumer reports and auto insurance company rankings? Here, you can see who is on top and also the insurance companies who are in the lower part of the list. You can also add your input and get a reliable quote from the best carriers.
We do not evaluate insurance companies based on their financial performance, or their state market share.
We evaluate what really matters - how did they treat you when you had a claim with them. Here are the results. For an explanation of the categories used, please click here.
Rank | Insurance Company | Overall Score | 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | 10 | Insurance Quote |
1 | USAA | 99 | 10 | 10 | 9.5 | 10 | 9.5 | 10 | 10 | 10 | 10 | 10 | Quote |
2 | GMAC | 98.9 | 10 | 10 | 9 | 10 | 9.9 | 10 | 10 | 10 | 10 | 10 | Quote |
3 | Amica Mutual | 98.4 | 10 | 10 | 10 | 9 | 9.4 | 10 | 10 | 10 | 10 | 10 | Quote |
4 | Fairfax Financial | 98.4 | 10 | 10 | 9.3 | 9.1 | 10 | 10 | 10 | 10 | 10 | 10 | Quote |
5 | Unitrin | 98.3 | 10 | 10 | 8.9 | 9.4 | 10 | 10 | 10 | 10 | 10 | 10 | Quote |
6 | Quincy Mutual | 96.5 | 10 | 10 | 8 | 9 | 9.5 | 10 | 10 | 10 | 10 | 10 | Quote |
7 | Old Republic | 94.5 | 10 | 10 | 9 | 8 | 7.5 | 10 | 10 | 10 | 10 | 10 | Quote |
8 | Cuna Mutual | 94 | 10 | 10 | 9.5 | 7.5 | 8 | 10 | 9 | 10 | 10 | 10 | Quote |
9 | Federated Mutual | 93.6 | 10 | 10 | 8 | 10 | 8.8 | 10 | 8 | 8.8 | 10 | 10 | Quote |
10 | Cigna | 88.8 | 8 | 10 | 10 | 10 | 7 | 10 | 8 | 7 | 8.8 | 10 | Quote |
11 | Idaho Farm Bureau | 87 | 10 | 5 | 10 | 10 | 10 | 5 | 10 | 10 | 7 | 10 | Quote |
12 | CNA | 86.3 | 8 | 9 | 8 | 9 | 8 | 8 | 8.8 | 10 | 7.5 | 10 | Quote |
13 | Ace USA | 80 | 8.8 | 3 | 8.5 | 7.8 | 8.1 | 5.8 | 10 | 10 | 8 | 10 | Quote |
14 | ProAssurance | 79.7 | 8.1 | 8.4 | 6.1 | 8 | 8 | 10 | 8 | 6 | 7.1 | 10 | Quote |
15 | St. Paul Companies | 79.4 | 10 | 9 | 8 | 8 | 6 | 10 | 7.8 | 4 | 6.6 | 10 | Quote |
16 | Guideone | 77.6 | 9 | 9.5 | 8.5 | 6.2 | 7 | 8.8 | 6.5 | 5 | 7.1 | 10 | Quote |
17 | Philadelphia United | 77.5 | 8 | 8 | 10 | 7.1 | 6.2 | 9 | 6 | 6 | 7.2 | 10 | Quote |
18 | Mutual Of Enumclaw | 71.5 | 7.4 | 7.4 | 7.1 | 7 | 7.1 | 6.4 | 5 | 7 | 7.1 | 10 | Quote |
19 | Greater New York | 71.2 | 6.2 | 7.1 | 10 | 9 | 6.2 | 6.2 | 5 | 5.5 | 6 | 10 | Quote |
20 | Markel | 71.1 | 7 | 7.2 | 10 | 8 | 4.5 | 5.4 | 2 | 10 | 7 | 10 | Quote |
21 | ICW | 71 | 10 | 8 | 4 | 3.3 | 9 | 6.2 | 6 | 9.5 | 5 | 10 | Quote |
22 | Markel | 70.8 | 7.4 | 6.7 | 6.4 | 6.1 | 9 | 8.5 | 4 | 5.9 | 6.8 | 10 | Quote |
23 | Bristol West | 68.2 | 6 | 5.5 | 8.9 | 7.7 | 8.1 | 6.5 | 5.5 | 2.3 | 7.7 | 10 | Quote |
24 | Penn America | 68 | 7 | 9 | 7 | 8 | 5 | 6 | 6 | 2 | 8 | 10 | Quote |
25 | Penn Miller | 63.2 | 5 | 9 | 10 | 5.1 | 3.9 | 2.2 | 6 | 8 | 4 | 10 | Quote |
26 | Michigan Farm Bureau | 60.3 | 9 | 10 | 4 | 4.8 | 3.3 | 10 | 4 | 2.2 | 3 | 10 | Quote |
27 | Greater New York | 60.3 | 9 | 9 | 6 | 9 | 1.9 | 2.3 | 5 | 7 | 1.1 | 10 | Quote |
28 | United National | 59.9 | 9 | 6 | 4.5 | 10 | 5.2 | 4.5 | 8 | 1.4 | 1.3 | 10 | Quote |
29 | Liberty Mutual | 59.5 | 8 | 6.2 | 8.2 | 9.8 | 7 | 3.3 | 2.4 | 2.1 | 2.5 | 10 | Quote |
30 | Nationwide | 58 | 10 | 10 | 10 | 0 | 0 | 2.2 | 5.8 | 8 | 2 | 10 | Quote |
31 | New London County | 52.4 | 9 | 10 | 1.1 | 5.5 | 7.1 | 3.3 | 3.3 | 1.1 | 2 | 10 | Quote |
32 | Safeco | 51.8 | 6 | 6 | 3.3 | 4.1 | 6.1 | 7.2 | 7.1 | 1 | 1 | 10 | Quote |
33 | Erie | 51.1 | 4.2 | 5 | 2.4 | 4.8 | 6.8 | 5.3 | 6 | 6.1 | 0.5 | 10 | Quote |
34 | Auto Owners | 48.5 | 6.1 | 2.3 | 4.8 | 4.4 | 8.1 | 8.2 | 1.2 | 3.4 | 0 | 10 | Quote |
35 | Zurich | 46.4 | 4.4 | 6.9 | 3.4 | 8.9 | 4.2 | 1.9 | 2.3 | 3.1 | 1.3 | 10 | Quote |
36 | Farmers | 45.1 | 4.3 | 3.5 | 6.2 | 6 | 4.2 | 3.3 | 2.2 | 3.1 | 2.3 | 10 | Quote |
37 | Metlife | 42 | 4.2 | 5.4 | 3.2 | 2.1 | 3.4 | 4 | 2.1 | 3.1 | 4.5 | 10 | Quote |
38 | Mercury General | 41.1 | 3.3 | 7 | 7.2 | 1.4 | 1.9 | 3.1 | 1.9 | 2.3 | 3 | 10 | Quote |
39 | California Mutual | 41 | 3.1 | 3.5 | 4.1 | 4.1 | 4 | 3.1 | 2.9 | 4.1 | 2.1 | 10 | Quote |
40 | Progressive | 40.9 | 4.5 | 4.3 | 6.5 | 5.5 | 3.1 | 4 | 0 | 0 | 3 | 10 | Quote |
41 | Balboa | 40.3 | 3.3 | 7.1 | 4.3 | 5.1 | 3.4 | 3.2 | 3 | 0 | 0.9 | 10 | Quote |
42 | Cincinnati Companies | 39.85 | 3.5 | 4.5 | 3.8 | 3.75 | 2.8 | 3 | 2.8 | 3.4 | 2.3 | 10 | Quote |
43 | Sentry | 39.5 | 3 | 2.9 | 4 | 5.1 | 3.4 | 3.1 | 2.3 | 2.2 | 3.5 | 10 | Quote |
44 | Lumbermens | 38.5 | 4.1 | 3.3 | 3.1 | 4.2 | 3.3 | 0 | 4.3 | 3.1 | 3.1 | 10 | Quote |
45 | AIG | 35.9 | 4.5 | 2.3 | 2.8 | 3.2 | 3.2 | 1.3 | 4.3 | 2.1 | 2.2 | 10 | Quote |
46 | Travelers | 35.4 | 3.2 | 3.2 | 3.3 | 3.2 | 2.3 | 1.8 | 2.4 | 3.2 | 2.8 | 10 | Quote |
47 | Unum | 35.3 | 4.2 | 4.1 | 2.3 | 2.3 | 1.2 | 1.6 | 1.9 | 4.3 | 3.4 | 10 | Quote |
48 | Hardford | 34.5 | 2.8 | 3.2 | 2.3 | 3.3 | 2.2 | 2.6 | 2.9 | 1.8 | 3.4 | 10 | Quote |
49 | Allstate | 25.7 | 4.3 | 2.3 | 0 | 0.9 | 0 | 3.2 | 1.9 | 0 | 3.1 | 10 | Quote |
50 | State Farm | 19 | 0 | 1.8 | 0.9 | 0.7 | 0 | 2.4 | 0 | 0 | 3.2 | 10 | Quote |
1. Did the Insurance Company pay for the damages within 30 days of filing a
claim?
2. Did you agree with the liability or fault decision?
3.
Were you kept informed of the developments of the
investigation?
4. Did they answer your phone calls and/or
your voice mails?
5. Were they clear about your
coverages and the claim process?
6. Did they
protect YOUR interests?
7. Was the paperwork
required from you fair and reasonable?
8. How satisfied were you
with the repairs of your car?
9. Is your premium fair
for the service that you received?
10. Does your
insurance company offer the cheapest premium? Note: This question was
"thrown out" as it was creating confusion. We gave 10 points to all insurance
carriers.
It is important to note that we do not take into account how long the insurance company has been in business. Instead, we evaluated the carrier behavior at the time that matters, the claim.
We give the same weight to each of the questions above and then average the answer. The more points an insurance company gets, the higher the insurance company ranks.
This way, both price and quality will be taken into account. Consumers need to have true consumer reports so they know where to buy insurance from.
Most insurance companies claim 99% customer satisfaction. We cannot help but ask how they obtained those numbers, so we created our own consumer reports and auto insurance company rankings survey. This will show what true consumers have to say.
If there is more to the story than just rating insurance companies or than what the numbers say, you can visit the Rants and Raves section so you can express your thoughts and feelings regarding a specific insurance company.
Please allow one month for your data to be tabulated into our consumer reports and insurance company rankings.
Please visit us soon and sign up for our insurance Ezine or free newsletter. We will give you updates of the Top 20 insurance companies if there is any significant data to change this chart.
What was your experience with and what is your opinion of your insurance company? How do they show company rankings?
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