Auto accident with only one vehicle

by Heather
(Colfax, California)

What happens if you are in a single auto wreck with just your vehicle due to black ice?

No other persons involved but your own wrecked car, and no property damage. CHP arrived but no citation was given.

Do they count a point against you on your records that gets reported to dmv if it was just you involved? No laws were broken, it was unexpected black-ice.


Answer:


Hello,


Well, this should affect your license if you did not get a citation. Regarding insurance, this could affect your insurance if an underwriter believes that this is evidence that you are more "accident prone." In other words, this can affect you if the insurance company believes you are a greater insurable risk.

Good Luck,
Auto Insurance Claim Advice